John O'Sullivan
Partner - Banking

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John specialises in the areas of banking, commercial property and property receiverships, representing many of the leading banks and insolvency practitioners in the Irish market.

Prior to establishing AMOSS, John was the principal of O’Sullivan Partners Law Firm, which was set up in March 2004 as a niche banking and property law practice.

For over 20 years, John has advised banking clients on all aspects of lending transactions, loan structures and security documentation, and has acted for most of the major Irish banks in a significant number of varied multi-million euro transactions in development and investment loans.

John is experienced in all facets of general commercial banking activities from a legal perspective and is familiar with the peculiar banking/security requirments that arise in many industry sectors. 

In recent years, as the focus has centred on security positions and recovery of loans, John has acted more frequently for lending institutions in relation to the restructuring and revision of loan facilities, as well as in relation to recoveries and security realisation. His particular expertise in the areas of lending and commercial property gives him an ideal perspective and understanding of the issues involved. 

John also has extensive experience in advising banking clients in relation to the appointment of receivers and providing advices to receivers in relation to the disposal of assets. 

John acts in all types of commercial property transactions, for landlords, tenants and owner occupiers of office, retail and industrial property. He has advised clients at every stage of development, from site acquisition through the planning process, negotiation of funding agreements, joint ventures and profit- sharing arrangements.

  • Lead legal advisor to Ulster Bank Ireland Limited in connection with Project Coney, the disposal of a loan portfolio secured primarily on Irish hotel and commercial property assets.
  • Advised Bank of Scotland (Ireland) Limited in providing facilities for the purchase of a well known country hotel and surrounding estate, acquired as part of an open tender process. The facility was part investment and part development, with the latter element providing for the refurbishment of the hotel and construction of holiday homes on the estate. He was also the lead lawyer when the facility was subsequently restructured.
  • Advised Bank of Ireland on the re-finance of site acquisition funding and provision of a construction facility in excess of €70m for a major retail development.
  • Advised Ulster Bank Ireland Limited in a high profile examinership.
  • Advised a bank on a complex restructuring of facilities to a well-known group of companies in construction, leisure and retail projects.
  • Advised a receiver in litigation against a guarantor of a tenant's obligations in circumstances where the tenant is in liquidation and the liquidator has disclaimed the lease.
  • Advised a Tranche 1 NAMA borrower in the disposal of high profile commercial property.
  • Advises the Firm's banking clients in contested proceedings seeking summary judgment in the Commercial Division of the High Court.
  • Law Society of Ireland, admitted as a solicitor, 1993
  • BCL (Hons), University College Cork, 1987.
  • Law Society of Ireland
  • Dublin Solicitors' Bar Association
  • Small Firms Association
Contact Details

T: 00-353-1-2120400